Palm Beach County is FPL territory with 1:1 net metering, a confirmed county PACE program, a nonprofit SELF loan option, and city-level rebates in select municipalities like Boynton Beach.
Palm Beach County sits in Florida Power & Light territory, where residential electricity averages around 14.2 cents per kilowatt-hour from West Palm Beach out to Wellington and Boca Raton. Expect roughly 4.3 effective peak sun hours per day, meaning the number already accounts for the ordinary losses of a working system rather than describing perfect laboratory conditions. Coastal homes face high-wind-zone mounting requirements that push installed cost up, while homes further inland usually permit more cheaply. Palm Beach also has an active PACE framework and a nonprofit lender option, so financing terms are worth comparing before you commit. Confirm your own rate by dividing your latest FPL bill total by the kilowatt-hours shown, then use it in the calculator below.
Find out how much you can save based on your location and current energy usage.
Palm Beach County has more confirmed financing pathways than most Florida counties: a county-run PACE program, a nonprofit loan fund (SELF), and city-level rebates in at least one municipality. Here is what you actually need to know.
Palm Beach County is entirely FPL (Florida Power & Light) territory. FPL offers 1:1 net metering at the full retail rate — every exported kilowatt-hour earns a credit equal to your purchase rate, rolling over monthly. Annual true-up happens each January; any surplus then settles at FPL's avoided-cost rate.
FPL's 115% sizing rule: residential systems cannot be sized above 115% of trailing 12-month kWh usage. Ask your installer to show the annual usage calculation before finalizing system size.
This is the same structure as other FPL-territory Florida counties. If you have read the FPL net metering details elsewhere, it applies the same way here.
Palm Beach County has an active PACE (Property Assessed Clean Energy) program administered through the county's own Office of Resilience (discover.pbcgov.org/resilience). No money down, no traditional credit check, repayment via your property tax bill over 5–25 years.
Unlike some Florida counties where PACE availability is uncertain, Palm Beach County's program is county-operated and confirmed.
Lien priority warning: A PACE assessment takes priority ahead of your existing mortgage. Review terms carefully with your lender before committing.
SELF (Solar and Energy Loan Fund) is a Florida-based nonprofit Community Development Financial Institution offering low-interest loans for solar and energy upgrades. SELF serves Palm Beach County with rates roughly in the 5–9.5% range.
SELF does not use a traditional credit score as its primary criterion — it underwrites based on ability to repay. Unlike PACE, a SELF loan does not attach to your property as a tax-assessment lien, which means no PACE-related mortgage complications at sale or refinance.
For homeowners who want accessible financing but prefer not to take on a property-tax-based obligation, SELF is a distinct and meaningful option.
Boynton Beach's Energy Edge Rebate Program offers $1,500 for rooftop solar PV systems of 5kW or larger with at least 17.5% panel efficiency. This is a city-specific rebate, not a countywide program — only Boynton Beach residents are eligible.
This example illustrates a broader point: some Palm Beach County municipalities have their own additional solar programs beyond state and county offerings. If you live in any city or town within Palm Beach County, it is worth a quick inquiry to your municipality's utility or sustainability office to check for similar programs.
Do not assume county-level research covers everything — check your specific city.
FPL does not offer a residential solar cash rebate in Palm Beach County. The statewide financial incentives that apply to all Florida homeowners include: Florida's 100% property tax exemption on solar-added home value (permanent), and the 6% Florida sales tax exemption on solar equipment purchases (saving $1,200–$1,800 on a typical system).
The 30% federal residential solar tax credit (Section 25D) expired December 31, 2025 — it is not available for systems installed in 2026 or later.
Palm Beach County averages approximately 5.1 peak sun hours per day — consistent year-round thanks to South Florida's climate. Strong solar irradiance means systems produce meaningful output even in winter months, supporting the 7–9 year payback range typical for Florida cash and loan purchases.
Higher summer air conditioning loads are a primary driver of ROI in Palm Beach County — solar offsets peak-rate kWh during the hours when panels produce the most and when household consumption is highest.
Florida has no state income tax credit, but it offers powerful property and sales tax exemptions for solar installations that significantly improve your ROI.
100% exemption from increased property taxes. Adding solar increases your home's value, but Florida law prevents that added value from increasing your property tax bill.
FL Dept of Revenue6-7.5% savings on equipment. Solar energy systems are completely exempt from Florida's sales and use tax, saving you thousands upfront on the purchase price.
Florida Solar Energy CenterNote: These exemptions apply to purchased or financed systems. Leased systems (PPAs) do not qualify for these specific homeowner tax exemptions.
Palm Beach County is served by Florida Power & Light (FPL). FPL offers 1:1 net metering at the full retail rate: every kilowatt-hour your solar panels export to the grid earns a credit equal to what you pay for electricity. Credits roll over monthly. At the end of January each year, any remaining surplus credit is trued up at FPL's avoided-cost rate (which is lower than retail). One sizing rule worth knowing: FPL requires residential solar systems be sized no larger than 115% of the home's trailing 12-month kWh usage. Any installer quoting a system significantly larger than your annual history would justify should be able to explain how they arrived at that size.
Yes — Palm Beach County has an active, confirmed PACE (Property Assessed Clean Energy) program run through the county's own Office of Resilience (discover.pbcgov.org/resilience). PACE offers no money down and no traditional credit check, with repayment added to your property tax bill over 5–25 years. Important caveat: a PACE assessment takes lien priority ahead of your existing mortgage. This means if you sell or refinance, the PACE balance must be settled first. Review the full terms carefully with your mortgage lender before committing — some lenders have objections to PACE liens on properties they hold.
SELF (Solar and Energy Loan Fund) is a Florida-based nonprofit Community Development Financial Institution (CDFI) that offers low-interest loans specifically for solar and energy upgrades. SELF serves Palm Beach County and offers rates roughly in the 5–9.5% range. Unlike PACE, SELF does not use a traditional credit score as its primary underwriting criterion — instead it uses an ability-to-repay model, which can make it accessible to homeowners who may not qualify for conventional financing. Unlike PACE, a SELF loan does not attach to your property as a tax assessment lien. It is a personal loan secured against the improvement, not your property tax bill. For homeowners who want financing but prefer not to take on a property-tax-based obligation, SELF is a meaningful alternative worth exploring.
Yes — some individual municipalities within Palm Beach County have their own additional solar incentives. One confirmed example: Boynton Beach's Energy Edge Rebate Program offers a $1,500 rebate for rooftop solar PV systems of 5kW or larger with at least 17.5% panel efficiency. This is in addition to (not instead of) statewide incentives. If you live in Boynton Beach, check with the city's utility or sustainability office to confirm current program availability. Other cities and towns within Palm Beach County may have their own programs — it is worth a quick inquiry to your specific municipality beyond relying on county-level or statewide information alone.
With FPL's 1:1 net metering — the same favorable structure found across most of Florida — the validated Florida average payback range of 7–9 years for cash or loan purchases applies reasonably well in Palm Beach County. Palm Beach County's approximately 5.1 peak sun hours per day supports consistent year-round generation. There is no FPL utility rebate, but city-level rebates (such as Boynton Beach's $1,500) can modestly reduce net cost for eligible residents. Note: the 30% federal residential solar tax credit (Section 25D) expired December 31, 2025 and is not available for systems installed in 2026 or later. Any contractor estimate including a 30% federal credit does not reflect current law.
The 30% Residential Clean Energy Credit (Section 25D) expired December 31, 2025 and is not available for systems installed in 2026 or later. Many online calculators and contractor quotes still include this credit — be sure any estimate you receive reflects current law. Florida's own state incentives (100% property tax exemption on solar-added home value, 6% sales tax exemption on equipment) remain in effect and are available for 2026 installations.
Two Florida-wide incentives apply regardless of city or utility: (1) The 100% Florida property tax exemption — solar adds home value, and that added value is completely exempt from Florida property tax assessment, permanently. (2) The 6% Florida sales tax exemption on solar equipment purchases. On a $20,000–$30,000 system, the sales tax exemption saves $1,200–$1,800 at purchase. The 30% federal residential solar tax credit (Section 25D) expired December 31, 2025 and is not available for systems installed in 2026 or later.
DISCLAIMER: All estimates are approximations based on regional averages. Actual savings vary by location, roof orientation, utility provider, and installer. This calculator does not guarantee specific savings.