Solar Panel Calculator for Broward County

Broward County is served by FPL at roughly 15¢/kWh in 2026 — and with 5.5 peak sun hours per day, rooftop solar is one of the strongest financial moves available to South Florida homeowners and, thanks to Florida's Solar Rights Act, many HOA-governed residents too.

Use the calculator below to see your personalized payback period, 25-year savings estimate, and how Broward's county-run PACE financing could make going solar a zero-upfront-cost decision.

FPL ~14.2¢/kWh~4.4 effective peak sun hours/day

Solar in Broward County: what the numbers actually look like

Broward County is Florida Power & Light territory from Fort Lauderdale to Coral Springs to Hollywood, and FPL residential customers here pay in the neighborhood of 14.2 cents per kilowatt-hour. Broward also sits in one of the sunnier parts of the state, at roughly 4.4 effective peak sun hours per day once heat, inverter losses, wiring and panel soiling are subtracted, so a south-facing roof with little shading produces well year round. The trade-off in this part of South Florida is installation cost, because high-wind-zone mounting requirements add to the price of a permitted system. Rates shift with FPL fuel adjustments, so check your latest bill, divide the total charge by kilowatt-hours used, and use your own number in the calculator below.

DISCLAIMER: All estimates are approximations based on regional averages. Actual savings vary by location, roof orientation, utility provider, and installer. This calculator does not guarantee specific savings.

Estimate Your Solar Savings

Find out how much you can save based on your location and current energy usage.

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Tip: Check your recent utility statements.

Solar in Broward County: What Makes It Different

Broward County shares FPL's 2026 rate of roughly 15¢/kWh with Miami-Dade, but the solar landscape here has its own distinct character: a dense mix of condos, townhomes, and HOA-governed neighborhoods — plus a county-run PACE program that operates independently from Miami-Dade's model. Here's what Broward residents need to know.

FPL Territory: Strong Solar Economics in a Dense Market

At FPL's 2026 rate of ~15¢/kWh, a Broward household averaging 1,100–1,400 kWh per month — typical given South Florida's cooling loads — faces monthly bills of roughly $155–$210. A properly-sized rooftop system can eliminate 80–100% of that recurring cost.

Broward's high housing density includes a large share of condos, villas, and townhomes governed by HOAs. That creates a unique challenge — but also specific solutions covered in the cards below.

Florida's Solar Rights Act Protects HOA Homeowners

Broward County has one of the highest concentrations of HOA-governed housing in Florida. Many residents assume their HOA can simply say no to solar — but Florida Statute 163.04 (the Solar Rights Act) bars any HOA, deed restriction, or covenant from prohibiting solar installations on residential property.

An HOA can request reasonable aesthetic accommodations — flush mounting, specific roof placement, concealed wiring — but cannot deny the installation outright or impose conditions that make it economically impractical. If you receive a denial, you have standing to appeal under state law.

Note: this protection applies to single-family homes, townhomes, and villas where the owner controls the roof. Condo owners who share a building roof have fewer options — see the FPL SolarTogether card below.

Broward County PACE Program

Broward County administers its own PACE program through the Broward County Sustainability Division and the statewide floridapace.gov portal — a distinct program from Miami-Dade's Ygrene/Green Corridor model. Participating municipalities include Sunrise, Hallandale Beach, Deerfield Beach, and additional cities enrolled through the county program.

Financing terms range from 5 to 25 years, with interest rates currently in the approximate range of 3.99% to 7.99% depending on term length. Repayment is added to your annual property tax assessment rather than structured as a personal loan, so there is no credit check and no separate monthly bill.

Check current eligibility and enrolled municipalities at floridapace.gov or the Broward County Sustainability Division website.

Before You Sign a PACE Agreement

PACE financing offers real advantages — no upfront cost, competitive rates, no personal credit check — but it carries risks that homeowners should understand clearly:

  • Lien priority: A PACE assessment is attached to the property and takes lien priority ahead of your existing mortgage. Most mortgage servicers require notification, and some loan agreements technically prohibit senior-lien obligations without consent.
  • Obligation transfers at sale: The remaining assessment balance stays with the property when you sell. Buyers' lenders may require payoff at closing, which could complicate a future sale.
  • Verify your installer's license: Confirm the contractor holds a current Florida Electrical Contractor (EC) or Solar Contractor (CVC) license at myfloridalicense.com before signing anything.
  • Never pay a deposit before permits are pulled with Broward County Permitting, Licensing and Consumer Protection.

FPL SolarTogether: An Alternative for Condo Owners and Renters

Broward County's large condo population — where roof access belongs to the building association, not the individual unit owner — means many residents can't put panels on their own roof. FPL's SolarTogether program is designed specifically for this situation.

SolarTogether lets subscribers purchase a share of a community solar farm operated by FPL. Each month, your account receives a bill credit proportional to your share's output. There is no equipment to install, no roof required, no maintenance responsibility, and the credit appears automatically on your FPL bill.

The program is also open to renters and homeowners whose roof orientation or HOA situation makes rooftop solar impractical. Enrollment capacity is limited and opens periodically — visit FPL's website to check current availability or join the interest list.

Florida Solar Incentives

Florida has no state income tax credit, but it offers powerful property and sales tax exemptions for solar installations that significantly improve your ROI.

Property Tax Exemption

100% exemption from increased property taxes. Adding solar increases your home's value, but Florida law prevents that added value from increasing your property tax bill.

FL Dept of Revenue

Sales Tax Exemption

6-7.5% savings on equipment. Solar energy systems are completely exempt from Florida's sales and use tax, saving you thousands upfront on the purchase price.

Florida Solar Energy Center

Note: These exemptions apply to purchased or financed systems. Leased systems (PPAs) do not qualify for these specific homeowner tax exemptions.

Broward County Solar FAQ

What is FPL's residential electricity rate in Broward County in 2026?

Following the Florida PSC-approved 2026–2029 rate settlement, FPL's all-in residential rate is approximately 15 cents per kWh. A typical Broward household using around 1,000 kWh per month can expect a bill in the $136–$150 range before summer AC loads — and the heavy AC season in South Florida often pushes monthly consumption considerably higher, strengthening the case for rooftop solar.

Can my Broward County HOA prevent me from installing solar panels?

No. Florida Statute 163.04 — commonly called the Solar Rights Act — prohibits homeowners' associations and deed-restriction covenants from outright banning solar energy devices on residential properties. An HOA may impose reasonable aesthetic guidelines (such as requiring panels to be installed flush with the roofline or not visible from the street), but it cannot prohibit the installation itself or effectively make it cost-prohibitive. If your HOA denies a reasonable solar application, you have the right to appeal under Florida law.

How does Broward County's PACE program work?

Broward County administers its own Property Assessed Clean Energy (PACE) program through the Broward County Sustainability Division and the statewide floridapace.gov portal. Unlike a personal home-improvement loan, PACE financing is attached to your property and repaid through your annual property tax assessment. Terms range from 5 to 25 years, with interest rates currently approximately 3.99% to 7.99% depending on term length. Participating municipalities include Sunrise, Hallandale Beach, Deerfield Beach, and others. Important: because the PACE assessment takes lien priority ahead of your existing mortgage, review the full terms carefully — and notify your mortgage servicer — before signing.

I live in a condo and can't put solar on my roof. Are there alternatives?

Yes. FPL's SolarTogether program is designed for exactly this situation. It lets condo owners, renters, and residents in HOA communities that don't permit rooftop installations subscribe to a share of a community solar farm and receive a bill credit proportional to their share's output. There is no equipment to install or maintain, and you still benefit from solar generation even without physical panels on your building. Enrollment opens periodically — check FPL's website for current availability and waitlist status.

What is a realistic payback period for solar in Broward County?

For most Broward homeowners paying cash or financing their system, the typical payback range is approximately 7–9 years — consistent with broader South Florida averages given the region's strong sun resource (around 5.5 peak sun hours per day) and year-round AC demand. One important caveat: the 30% federal residential solar tax credit (Section 25D) expired December 31, 2025 and is not available for systems installed in 2026. Many online calculators and contractor quotes still include this credit, which meaningfully lengthens the true payback period for 2026 installations. Make sure any estimate you receive reflects current incentive law.

Does Broward County offer a property tax exemption for solar?

Yes. Florida's state-level 100% property tax exemption for residential renewable energy equipment applies in Broward County. The added assessed value from a solar installation is fully exempt, meaning you pay no additional property taxes on the value the system adds to your home. This benefit is automatic — no separate application is required at the county level.